WEBSITE TERMS AND AGREEMENT

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 This Terms of Use Agreement (the “Agreement”) is a binding contract between you and the provider, herein referred to as Holland Financial  Inc.. The purpose of (the “Agreement”) is to govern your use of our Website including all of the content, services, tools and information available through this Website (collectively, the “Website” or our “Website”). By accessing our Website, you accept and agree to be bound by these terms of use. If you do not agree with the terms and conditions of (the “Agreement”), you are not granted permission to access or otherwise use this Website. 

 These terms of use are in addition to other agreements between you and Holland Financial Inc. including any client or account agreements, as well as any other agreements that govern your use of professional services offered through Holland Financial Inc. including analyses, consulting, research or other related information that may be provided by non-affiliates available on our Website. Holland Financial Inc. reserves the right to amend (the “Agreement”) at any time, without notice. If you use the Website after the amended Agreement had been posted to the Website, you will be deemed to have agreed to the terms of use, as amended under (the “Agreement”).

 Authorized Use. 

The Website is intended only for your personal, non-commercial use, unless Holland Financial  Inc. has agreed otherwise in writing. This Website is intended solely for residents of the U.S. Accessing this Website from any location outside of the U.S. is done solely at the user’s risk and is not recommended. Nothing contained within our Website shall be considered a solicitation to buy or an offer to sell any securities, or any other financial product or service, nor shall any content be construed so as to render professional advice to any person in any jurisdiction where such solicitation, offer, purchase or sale would be unlawful under the laws of that jurisdiction. If you do not reside in the U.S., we recommend contacting a non U.S. entity for assistance with products and services that may be legally available in your place of residence.